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This is the privacy policy for
the FinancialMachine.com and InsuranceMachine.com
sites.
This Privacy Policy sets forth
our policies regarding the collection, use and
disclosure of certain information relating to your
use of the Site. Your use of this Site signifies
your understanding and acceptance of the terms of
this Privacy Policy.
- Collecting
Information:
Personally Identifiable Information
The Site may request and collect certain
personally identifiable information
including, but not limited to, Application
Data and other personal information
contained in User Submissions, through
various means such as online forms, online
applications, e-mail and comments submitted
to the Site. Such information collected
through the Site may include financial
information, health-related information, and
other sensitive information.
Non-Personally Identifiable
Information
We may also collect certain non-personally
identifiable information via the Site, such
as Site usage activity and preferences, also
known as demographic or profile data.
Site Technology
As with many Web sites, we may use "cookies"
and/or other technology (e.g., web bugs,
e-mail bugs, clear GIFs, web beacons and
tracker GIFs) in the Site or in our
communications with you to enhance the
functionality of the Site and to make your
transactions and other activities more
convenient and efficient (collectively,
"Tracking Technologies"). These technologies
may vary, but in some cases may involve a
small file stored locally on the computer
used to access the Site, and may be used by
us to store and collect information relating
to your viewing and use of the Site and our
correspondences with you. We may collect
your IP (Internet Protocol) address to help
diagnose problems with our server,
administer our Site and identify our users.
Third parties (including, but not limited
to, software vendors, advertisers and
fulfillment companies) may also use Tracking
Technologies by or through the Site. We have
no control over what information such third
parties track or collect, and we have no
responsibility or liability for any
tracking, data collection or other
activities of such third parties.
- Usage and
Sharing:
We use information collected on and through
this Site for a variety of purposes in the
course of business and as otherwise set
forth herein. Such information may be used
to process your applications to receive
quotations or to send you information about
our and our affiliates' products and
services and other information and materials
that may be of interest to you. This
information may also be used to evaluate
what portions of the Site are more popular
than others, determine where visitors came
from, where they go, and how long they stay
on a particular page, or the Site in
general. We may match information collected
from you through different means or at
different times, and use such information
along with information obtained from other
sources, including third parties.
Application Data may be forwarded to
insurance agents, discount program
representatives, brokers and/or companies
who may contact you with a quote by email,
telephone, postal mail or other forms of
communication. We are not responsible, and
shall not be liable, if an agent, broker,
discount program representative or company
to whom we forward your Application Data
violates our Privacy Policy or their own
privacy policy, if any.
- We may use your
data to send targeted and promotional email
advertisements to provide added service.
We may disclose your personal information to
companies that perform technology or
marketing services for us for their use in
performing such services. We may transfer,
sell or assign aggregate, identifiable
information about Site usage to third
parties. We also reserve the right to
disclose any information concerning you if
required by law or to protect or defend our
rights or the rights or well-being of our
users or if you are involved (or are
reasonably suspected to be involved) in any
illegal activity, even without a subpoena,
warrant or court order.
- Opt-Out:
If you would like to opt not to receive
promotional or marketing material from us in
the future, please send an e-mail to
opt-out@financialmachine.com. However,
your option not to receive promotional and
marketing material: (a) shall not preclude
us from corresponding with you, by e-mail or
otherwise, regarding your existing or past
relationship with us (e.g., your pending or
past applications or our responses to
questions or inquiries you pose to us), and
(b) shall not preclude us, including our
employees, contractors, agents and other
representatives, from accessing and viewing
your personal information in the course of
maintaining and improving the Site.
- Security:
The application form on the Site supports
encryption to help protect the security of
your transfer of data to the Site. Although
we will take all reasonable security
precautions regarding information stored on
the Site, due to the open nature of the
Internet, we cannot guarantee that any
information stored on our servers, or
transmitted to or from a user, will be free
from unauthorized access, and we disclaim
any liability for any theft or loss of,
unauthorized access or damage to, or
interception of any data or communications.
By using the Site, you acknowledge that you
understand and agree to assume these risks.
- Consent to
Processing:
By providing any personal information to
this Site, you fully understand and
unambiguously consent to the transfer of
such personal information to, and the
collection and processing of such personal
information in, the United States and other
countries or territories.
By submitting this information you are
authorizing Brokers, Agents, discount
program representatives and/or Insurance
Professionals in the network to contact you
directly with quotes via telephone, fax, and
email, regardless of the presence of your
phone number(s) on any local or national
no-call list.
- Links:
This Site may contain links or references to
other Web sites outside of our control.
Please be aware that we have no control over
these sites and our privacy policy does not
apply to these sites.
- Your
Acceptance of this Policy:
By using this Site, you signify your
acceptance of our Privacy Policy. If you do
not agree to this policy, please do not use
our Site. We reserve the right, at our
discretion, to change, modify, add, or
remove portions from this policy at any time
so visitors are encouraged to review this
policy from time to time. Your continued use
of our Site following the posting of changes
to these terms means you accept these
changes.
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