The Basics
The object of Blackjack is to accumulate cards
with point totals as close as possible to 21 without going over 21. Face cards
(Jacks, Queens & Kings) are worth 10 points.
Aces are worth 1 or 11, whichever gives you the highest score without breaking
21. Other cards are represented by their number.
If a player and the House tie, it is a PUSH and neither party wins.
Ace & 10 (Blackjack) on the first two cards dealt is an automatic
player win at 1.5 to 1, unless the house ties. A player may stand
at any time.
Playing Blackjack
To win, you need to beat the dealer without "BUSTING." You "BUST" when
your cards come to a total of more than 21, causing you to lose
automatically. The winner is whoever has closest to a total of 21. You reach 21
by adding up the values of the cards.
The Blackjack table seats about 6 players. Either six or
eight decks of cards are used and are shuffled together by
the dealer and placed in a card dispensing box referred to as a "Shoe".
Before receiving *any* cards, players must place a wager. Then
the players are dealt two cards face up. The dealer gets
one face up, one face down. Each player, in turn, either stays or
takes more cards in an effort to get closer to 21 without busting.
Players who do not bust wait for the dealer's turn. When all the
players are done, the dealer turns up their down card. By rule, on
counts of 17 or higher the dealer must stand; on counts of 16 or
lower the dealer must draw.
If you make a total of 21 with the first two cards (a 10 or a face card
and an Ace), you win automatically. This is called "Blackjack."
If you have Blackjack, you will win one and a half times
your bet unless the dealer also has Blackjack, in which case
it is a Push or a Tie (or a Stand-off) and you get your bet back.
The remaining players with a higher count than the dealer win an amount equal
to their bet. Players with a lower count than the dealer lose their bet. If the
dealer busts, all the remaining players win. There are other betting options,
listed below:
- Insurance: side bet up to half the initial bet against the dealer
having a natural 21 - allowed only when the dealer's showing card is
an Ace. If the dealer has a 10 face down and makes a Blackjack, insurance
pays at 2-1 odds.
- Surrender: by giving up your hand, you lose only half your bet.
- Early Surrender: surrender allowed before the dealer checks for
Blackjack.
- Late Surrender: the dealer first checks to see if he
has Blackjack. If he does, surrender is not permitted.
- Double Down: you get to double your initial bet following the
initial two-card deal, but you can hit one card only. A good bet if the
player is in a strong situation.
- Even Money: cashing in your bet immediately at a 1:1 payout ratio
when you are dealt a natural Blackjack and the dealer's showing card is an
Ace.
- Split Hand: you get to split the initial two cards you are dealt
into two hands and play them separately; this is allowed only when the two
first cards are of equal value. Use each card as the start to a separate hand
and place a second bet equal to the first.
House advantage (approximate, varies with different rules)
Without a basic strategy, 7% average.
With basic strategy 0.5% or less.
(Card counting can reverse the advantage up to 1% to the player.)
Some Blackjack variations
Using a different number of decks: all other conditions being the same, as a general rule the fewer the decks, the better for the player.
Allowing the dealer to hit a soft 17: a *definite* disadvantage to the player; it gives the dealer a chance to improve his/her hand.
Allowing a double down after splitting pairs: can be advantageous to the player if used wisely.
Allowing re-splitting of Aces: a clear advantage to the player.
No Dealer Hole Card: COMMON on cruise ships, this variation is
a serious disadvantage to the player. The dealer does not deal himself a
second card until the players have played and they can lose the
doubles and splits.
Las Vegas and Atlantic City variants
Las Vegas Blackjack:
Las Vegas games are played with two decks and the
House must hit on hands less than soft 17 (17 involving an Ace)
and must stand on hands of 17 or greater.
Atlantic City Blackjack:
Atlantic City games are played with four decks and
the House must hit on 16 and stand all 17's.
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Blackjack
* Rules of the Game .
BacK to Listing .
Betting Strategies .